|

Elevate Your Travel Experience with Travel Credit Card Benefits

Welcome to the ultimate guide to hassle-free travel! If you’ve ever dreamed of flying in style without breaking the bank, you’re in the right place. With the right credit card, you’ll enjoy a whole new level of comfort, convenience, and ways to pay for your next flight with points. Leave a comment below and let me know your favorite travel credit card.

Why Use Travel Credit Cards?

Using a travel credit card can be highly advantageous for travelers. These cards typically offer rewards such as points, miles, or cash back for every dollar spent on purchases. This is how many people can afford to travel today. I use points to pay for flights and car rentals. Additionally, many travel credit cards come with a range of travel-related perks, including airport lounge access, travel credits, and priority boarding, enhancing your overall travel experience. Another benefit, is no foreign transaction fees when using the card abroad. Furthermore, travel credit cards often provide built-in travel insurance benefits, such as trip cancellation/interruption insurance and car rental insurance, offering peace of mind during your travels. With their global acceptance and exclusive offers, travel credit cards are a convenient and valuable tool for frequent travelers looking to maximize rewards, save money, and enjoy added benefits while on the go.

My Current Favorite Travel Credit Cards

3 favorite travel credit cards

Why Pick the Capital One Venture X?

  • Airpot Lounges: Free access to Priority Pass, Capital One and Plaza Premium Lounges. Food, drinks (alcoholic and nonalcoholic), bathrooms, showers, comfy seats while you wait for your flight all for free!
  • Yearly Perks: $300 yearly credit to book flights, hotels, car rentals thru capital one travel and 10,000 miles for your yearly anniversary. Capital One Travel is really easy to use and everything is accessed from the main app.
  • Global Entry/TSA PreCheck Fee Credit: Reimbursement for the application fee for either Global Entry or TSA PreCheck. I can not explain how this has changed my flying experience.
  • Car Rental: Complimentary Hertz Gold Plus Rewards President’s Circle® status and car rental insurance
  • No Foreign Transaction Fees
  • Earning Miles: Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel, and 5X miles on flights booked through Capital One Travel. Plus, earn unlimited 2X miles on all other purchases.
  • Welcome Bonus: The card often offers a large welcome bonus for new cardmembers, which can be redeemed for travel rewards.
  • Hotel Benefits: Enjoy perks such as room upgrades, complimentary breakfast, and late checkout at select hotels when booked through the Capital One Travel portal.
  • Travel Insurance: Benefits include trip cancellation/interruption insurance, travel accident insurance, and car rental insurance.
  • There is more but these perks were my top favorites.
  • Annual Fee: $395 (The perks pay for the card plus more)

Why Pick Capital One Venture?

  • Welcome Bonus: After spending a certain amount within the first 3 months then you earn a high points bonus.
  • Earn Miles: Unlimited 2X miles per dollar on every purchase, every day and earn 5X miles on hotels and rental cars booked through Capital One Travel. Remember points pay for you to travel.
  • Travel Perks: no foreign transaction fees, travel accident insurance, and 24/7 travel assistance services.
  • Annual Fee: $95

Why Pick Chase Freedom Unlimited?

  • Welcome Bonus: $200 bonus after spending $500 within the first 3 months
  • Interest Rate: 0% Interest for the first 15 months of having the card. You can transfer the balance from the Venture X here and enjoy the perks with no interest.
  • Cash Back: instead of points you will earn a percentage of cash back on purchases.
  • Annual Fee: $0

Choosing the right travel credit card can greatly enhance your travel experience and financial well-being. Whether you opt for the Capital One Venture card with its generous rewards and valuable travel benefits, or the Chase Freedom card with its rotating bonus categories and cash back rewards, selecting a travel credit card that aligns with your spending habits and travel goals is key. With features like no foreign transaction fees, travel insurance, and flexible redemption options, these cards offer convenience, peace of mind, and the opportunity to earn rewards on everyday purchases. By carefully considering your preferences and priorities, you can find the perfect travel credit card to unlock a world of benefits and make your journeys more rewarding than ever before.

Picture with map, airplane, and travel credit cards

Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.